DeFi has unlocked access to yield but not efficiency. Traders spend more time managing exposure than earning from it. Manual rebalancing, fragmented pools, and temporary yield farms make capital management complex and inefficient.
The issue is not opportunity. It is structure. Most users lack the tools and strategies required to turn capital into consistent, compounding performance.
The RFY Approach
RFY introduces a new model for yield generation. It combines offchain strategy execution with onchain yield farming to deliver structured, and automated performance.
- Depositors access institutional grade strategies while their assets remain composable, liquid, and transparent.
- Each deposit mints ERC 4626 receipt shares that track the vault’s net asset value.
- As the vault compounds realized strategy returns and onchain yields, the value of these shares increases automatically.
Yield Vaults Are Live
The first phase of RFY launches with Yield Vaults, the foundation for future products.
Vault | Strategy | Rewards |
USDT Vault | Structured yield using PTs and options | 15× RFY Points |
INJ Vault | Covered calls and onchain farming | 15× RFY Points |
BTC Vault | Covered calls and farming (coming soon) | 15× RFY Points |
ETH Vault | Covered calls, fixed income, and farming (coming soon) | 15× RFY Points |
- Vaults follow the ERC 4626 standard and run in rolling epochs with defined deposit and redemption windows. PnL and onchain yield are compounded automatically into each new epoch.
- A 10 percent annualized performance fee applies on realized profit at settlement.
- Receipt tokens are issued 1:1 against deposits (for example, 1 ETH = 1 rfyETH) and remain fully composable across DeFi.
How It Works
- Deposit: Connect your wallet and deposit USDT or INJ into a live vault. BTC and ETH vaults will open soon after.
- Receive Receipts: Vaults mint ERC 4626 tokens pegged 1:1 to deposits.
- Execution: Strategists run covered call strategies for non stable assets and structured yield strategies for stables that combine PTs and options.
- Compounding: Realized strategy returns and onchain yields are added to the vault’s total assets, increasing NAV.
- Rolling Epochs: Each epoch includes a short deposit and redemption window before redeployment.
- Liquidity and Exit: Trade receipt tokens mid epoch through liquidity pools or redeem during settlement for NAV value.
RFY is also introducing delta neutral yield strategies for stables, currently under evaluation for future deployment.
Points Program
Every deposit earns daily RFY Points that convert to $RFY at the Token Generation Event.
Base rate: 1 USD = 1 point per day
Vault multiplier: 15× for all Season 1 vaults
Bonuses
- Pre-deposit bonus: +50 percent points (1 month lock)
- Stay Longer bonus: +25 percent points for 90 day locks in epoch 2
- Referral bonus: +10 percent of referee’s points (to be announced)
- Liquidity providers for mid epoch pools will receive higher multipliers
Points stack multiplicatively and will be credited automatically.
Learn more about the program here.
Why RFY Matters
RFY provides a disciplined path to yield generation. It turns passive assets into actively managed positions that compound automatically.
- Hybrid yield: Offchain execution paired with onchain compounding.
- Transparent accounting: ERC 4626 receipts track NAV in real time.
- Continuous liquidity: Trade or redeem receipts at any time.
- Aligned incentives: Every deposit builds long term upside through RFY Points and $RFY conversion.
The Opportunity
RFY enables users to access structured yield without managing trades or monitoring markets. It represents a single entry point to diversified, automated yield generation with transparent performance and long-term reward alignment.
RFY: Hybrid Yield, Transparent Performance & Rewarded Participation. Start Earning Now.
